New York’s Quasi-Progressive Income Tax System
Wylie explains how New York’s income tax system may cause you to pay more taxes at certain bend points than expected.
Environmental, Social, and Governance (ESG) Funds Overview
Alexa defines Environmental, Sustainable, and Governance (ESG) investing, and summarizes how to navigate the growing number of ESG funds available.
New Rates For I Bonds – April 2023
The new I Bond semi-annual inflation rate will be 1.69%. This article will explore how we calculate that and information on those considering whether they should buy in now, or sell old I Bonds.
Highlights from SECURE 2.0 Act
The SECURE 2.0 Act, signed into law on December 23, 2022, has an extensive list of changes relevant to retirement planning. The following is a brief overview of some of the changes:
Box Spreads as a Fixed Income Replacement
Box spreads provide the ability to transform fixed-income returns (typically ordinary income tax treatment) into capital gains.
What are I Bonds? Should I Buy Them?
I Bonds are inflation-protected bonds offered directly by the U.S. Treasury. Although they generally won’t return as much as stocks, they are great to maintain purchasing power.
Protecting your Digital Identity with a Password Manager
Password managers can significantly enhance your digital security by providing unique, brute-force-proof passwords while only having to remember a single password.
Kiplinger.com: A Quick Primer on Tax-Loss Harvesting
Tax-loss harvesting can be useful in an array of situations, but understanding when to best utilize this strategy is key. Tax-loss harvesting is the practice of selling an investment for a loss.
Kiplinger.com: A Do-It-Yourself Replacement for Indexed Annuities
The first component of this approach, comprising the majority of investment dollars, is the purchase of one or more certificates of deposit. There are banks offering CDs insured by the Federal Deposit Insurance Corporation with rates of more than 2% for a 10-year term.
Kiplinger.com: Like IRAs, HSAs Can be Valuable Retirement Savings Vehicles
Typically, health savings accounts (HSAs) are used as savings accounts for medical expenses, providing tax-deductible contributions and tax-free withdrawals.